Show HN: Maali – Privacy-first personal finance app with a local AI analyst https://ift.tt/5c8mehQ
Show HN: Maali – Privacy-first personal finance app with a local AI analyst I never felt comfortable signing up for cloud budgeting apps and having them store all of my financial data on their servers. I also didn't find locally hosted options that I liked using. That led me to build Maali ( https://maali.app ) over the past year. It is currently a Mac and Windows app that lets you track spending, budgets, recurring bills, income, net worth, and more. It stores all of your data on your computer. You can bring your data in by either manually importing bank statement files (CSV/PDF), or by using SimpleFIN, a third-party bridge that you set up once and it keeps your data in sync. Since SimpleFIN introduces a third party that moves your data, I also added a power-user feature where Maali watches a folder (per account) and imports files dropped there, so you can automate downloads however you like and keep everything local. It also has an optional AI analyst (local Gemma 4 E4B model) th...